Rates and terms are customized to each customer and their financial situation. Rates are based on the customer's credit, employment and loan repayment history, as well as a number of other factors. The table below shows loan examples. If approved, the specific rate and terms of your loan agreement will be unique to your situation.
Loan Amount | $200.00 | $500.00 | $1,000.00 |
APR* | 550% | 550% | 550% |
No. of Bi-Weekly Payments | 18 | 18 | 18 |
Amount Per Payment | $43.88 | $109.70 | $219.41 |
Rates are calculated using the simple interest method. APR calculation is based on bi-weekly payments with your first payment being 14 days from the loan effective date. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The above APRs are based upon an example loan provided. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.